This one uses the really cute penguin from Polkadoodles which appears in several forms on their various CDs and I also used a little matching border. As he is wearing a Santa hat I thought the Ho, Ho, Ho sentimet was good here.
The second one is a twisted pyramage from a Popcorn the Bear CD with some snowflakes and Cuttlebug embossing. Both cards are on blue backgrounds from my blue oddments box - yes most of them are colour coded!! (well sort of anyway).